Compare credit cards and crypto loans side by side. Learn when a crypto loan from OmniLender may be smarter than revolving credit card debt.
CeFi vs. DeFi Lending: Which Platform Type Is Safer for Your Crypto Collateral?
You’ve decided to take out a crypto-backed loan. You’ve embraced the “borrow, don’t sell” strategy to get liquidity without triggering a tax event. Now, you face the most critical decision of all: where do you deposit your hard-earned crypto collateral? The crypto lending world is divided into two distinct universes: CeFi (Centralized Finance) and DeFi […]
The “Borrow, Don’t Sell” Tax Strategy: A 2026 Guide to Crypto Loans and Capital Gains
For the long-term cryptocurrency investor—the true “HODLer”—a familiar dilemma arises. You’ve held Bitcoin, Ethereum, or another digital asset for years. You’ve watched its value skyrocket, representing a significant portion of your net worth. But now, you need cash. Perhaps it’s for a down payment on a house, a strategic business investment, or simply to cover […]
Average Personal Loan Rates in 2025 — What Borrowers and Crypto Users Need to Know
Understanding Today’s Lending Climate If you’ve considered borrowing money in 2025, you’ve probably noticed how personal loan interest rates have climbed steadily. According to recent financial data, the average personal loan rate sits around 12.25%, though this number varies widely depending on your credit profile and where you borrow from. While that might sound high, […]
How to Get a Crypto Loan: A Step-by-Step Guide to Borrowing with Digital Assets
Getting a personal loan traditionally meant visiting a bank, filling out pages of paperwork, and waiting for approval based on credit history and income. But in 2025, the world of lending has shifted toward decentralized, blockchain-based models that give borrowers faster, fairer access to funds. Crypto-backed loans are at the center of this change. Instead […]
Crypto Loan Interest Rate Trends 2025: How Blockchain Borrowing Is Changing the Game
Introduction Interest rates have taken center stage in global finance again in 2025. With borrowing costs rising across the traditional banking system, consumers are searching for new, flexible ways to access credit. While personal loan interest rates remain a benchmark for the economy, a growing number of borrowers are shifting to crypto-backed loans, where blockchain […]
Why 39% of U.S. Investors Are Buying More Crypto Amid Volatility- What It Means for Crypto-Backed Loans
While traditional investors retreat during market turbulence, a surprising trend has emerged in 2025: nearly 39% of U.S. investors are buying more crypto, according to recent surveys. This counterintuitive move signals growing confidence in digital assets as both a long-term store of value and a financial tool. But the story doesn’t stop at investment. The […]
What Happens If You Default on a Crypto-backed Loans?
Crypto loans have become an essential tool for digital asset investors and businesses looking to leverage blockchain assets for liquidity. Unlike traditional loans, crypto loans rely on digital assets as collateral, which introduces unique risks and considerations. Understanding what happens if a crypto loan goes into default is critical for safeguarding your investments. Platforms like […]
Can You Pay Student Loans with a Credit Card? Exploring Smarter Crypto Alternatives
If you’ve ever looked at your monthly student loan bill and wondered, “Can I just pay this with my credit card?”, you’re not alone. Many borrowers, facing tight budgets or temporary cash-flow issues, think about using credit cards to cover student loan payments. On the surface, it sounds simple, just swipe, pay, and earn some […]
Understanding the Loan-to-Cost (LTC) Ratio in the Age of Crypto Lending
Why Loan-to-Cost Still Matters Whether you’re flipping a property, building from the ground up, or refinancing an investment, one number always stands out in your lender’s analysis: the Loan-to-Cost ratio, or LTC. In traditional real-estate lending, this metric tells both borrower and lender how much of a project’s cost is financed by debt versus equity. […]
Triton Capital Review Reimagined: How Crypto-Collateral Loans Are Changing Business Financing Forever
Introduction: Business Loans Are Evolving For years, small businesses have relied on traditional lenders like Triton Capital for fast working-capital loans, equipment financing, and short-term growth funding. While companies like Triton made the process simpler than big banks, the next generation of business lending is already here and it’s powered by blockchain technology. Enter the […]